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24/7 · 365 · 30-minute responseChico · 98383

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425 390 59114.9(1,284)

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99.9% of the insurance claims we document are approved

Older homes and drainage.

  • IICRC Certified FirmWRT · ASD · AMRT · FSRT
  • Licensed & InsuredWA #SEATARS812KD · $2M
  • 99.9% Claims ApprovedBilled straight to your carrier
  • 30-Minute Response24/7 · 365 live dispatch
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Illustrative view of Chico, Silverdale
Illustrative view of Chico, Silverdale
Chico, Silverdale

Chico is one of the Silverdale neighborhoods we dispatch to out of our Bellevue yard, covering 98383 in Kitsap County. Below is what we actually find in the housing here, what happens in the thirty minutes after you call, and how a loss gets dried, documented and paid for.

Neighborhood
Chico
ZIP codes served
98383
Dispatched from
Bellevue yard · Kitsap County
On-site response
30 minutes or less, 24/7

What goes wrong in Chico homes

The housing stock in Chico

Chico is a working mix of 1980s–2000s subdivisions, townhomes and commercial retail, and the failure we find here rarely looks like the failure two blocks away. The stock runs to 1980s–2000s subdivisions, townhomes and commercial retail. The calls we take from Chico most often start with commercial water losses or water heater failures, and by the time someone dials, the water has usually been sitting long enough to reach the insulation.

Older homes and drainage. That one detail explains most of what we find in 98383 zip code. A leak that has run for a week has already moved: down a wall cavity, under a floor covering, and into insulation that will never dry in place. The stain you can see is the last thing to appear and the first thing to get photographed; the moisture map is what tells us where the water actually went.

The first 30 minutes in Chico

From your call to your curb

A dispatcher answers on the second ring, takes the address in Chico, and asks the three questions that change the response: what is wet, whether it is still running, and whether the power is safe. A stocked crew starts rolling before the call ends. We check the route before we quote a time, because a blown bridge or a flooded arterial in Chico changes the answer and you deserve the real one. You get the technician name and an arrival window by text, and we hold to 30 minutes or less — if we run past it, the emergency response is free.

On arrival the crew does four things before a machine comes off the truck: confirms the source is shut off, photographs the cause of loss, sets containment if the water is contaminated, and takes baseline moisture and thermal readings on every affected surface. Only then does extraction start. That order matters, because it means the scope is measured rather than guessed at, and the first photos in your claim are the ones an adjuster will actually trust.

Drying, cleaning and documenting a Chico loss

Drying is a schedule, not a guess

Extraction clears the standing water in an afternoon; drying takes days. Air movers keep air moving across wet surfaces, dehumidifiers pull that moisture back out of the air, and the two run on a schedule set by readings rather than by the calendar. A crew returns every day to log moisture content at the same points until the structure meets the dry standard — usually three to five days for a contained loss, longer when a Silverdale home has been wet for a week before anyone called.

Every day of drying produces a record: photos, a moisture map, thermal images, equipment placement logs and a daily reading sheet. At the end you get an itemised Xactimate estimate in the format adjusters already read, and we bill the carrier directly so you are not fronting a five-figure job on a credit card. 99.9% of the claims we write are approved, and on qualifying full-service jobs we cover the deductible. You should not be learning insurance terminology while your floors are wet.

What gets saved and what gets replaced

Not every wet item is a total loss, and not every dry one is safe. Carpet and pad that took clean water can usually be dried in place; that same carpet under a sewage backup is bagged and carried out the same day. Hardwood can sometimes be saved with mat drying, and drywall that has wicked water above the baseboard gets cut to the flood line, because the insulation behind it will not dry and will grow mold inside a week. The lead explains the difference in your own rooms before anything is removed, and every packed-out item is photographed and inventoried so nothing comes back missing.

Why Chico homeowners call SeaTacRestore

Local, licensed and accountable

We are a Bellevue company operating under WA Contractor #SEATARS812KD, an IICRC Certified Firm · WRT · ASD · AMRT · FSRT firm carrying $2M liability coverage on every job. Crews that work Chico regularly know which streets pond at the low end and which crawlspaces never dry on their own. We hold 4.9 stars across 1284 reviews, and have dried, cleaned and rebuilt more than 12,000 Puget Sound homes since 2009. None of that is decoration — it is why we can promise a 30-minute response in Chico without subcontracting the work to whoever happens to be closest.

Emergency mitigation, mold remediation, contents handling and the rebuild sit in one scope under one license and one project manager, so nothing falls into the gap between two contractors. We work with 40+ carriers, we will read your policy with you rather than at you, and the inspection is free with no obligation. If you are standing in water in Chico right now, the number is 425 390 5911 — a person answers, every hour of every day.

Two certified technicians running HEPA air scrubbers during mold remediation in a Puget Sound basement
Real Silverdale crews, stocked and on call
4.9 / 5 from 1284 reviews99.9% of claims approved12,000+ homes restored since 2009

Straight answers for Chico

How fast can SeaTacRestore reach Chico?

Our yard is in Bellevue and Chico sits inside our normal Kitsap County route, so a stocked crew is on site in 30 minutes or less, day or night. If we arrive past 30 minutes, the emergency response is free.

Do you work with my insurance company in Chico?

Yes. We work with 40+ carriers, bill them directly, and hand over a documentation package built to the standard adjusters use: photos, thermal imaging, moisture maps, daily drying logs and an itemised Xactimate estimate. 99.9% of the claims we write are approved.

What should I do before the crew arrives in Chico?

Shut the water off at the main, kill power to any room with water near outlets, photograph everything before you move it, and lift furniture onto blocks. Do not run a household fan or shop vacuum on sewage, and do not bleach mold — both make the loss bigger.

Ready to move? Request service online or call 425 390 5911 and speak to a Puget Sound dispatcher now.

On the job in Chico

Contents specialist scanning barcoded crates of packed-out belongings in the SeaTacRestore warehouse
Every item photographed, barcoded and stored
Fire restoration technician hand-cleaning soot from white crown molding in a smoke-damaged living room
Soot cleaned from the profiles, not just the walls
SeaTacRestore technician reading a moisture meter in a damp basement beside air movers and a dehumidifier
Daily readings until the structure matches dry

Method

How we read a Chico, Silverdale house before the equipment comes in

Chico, Silverdale is built mostly from 1980s–2000s subdivisions, townhomes and commercial retail. The era of the house decides where the water ends up. Pre-war plumbing fails at the fittings, mid-century remodels hide junctions behind finished walls, and newer construction sends water sideways through engineered flooring instead of letting it pool where you can see it.

The calls we run here most often are commercial water losses, water heater failures, crawlspace moisture. None of those look dramatic on day one, which is exactly why they get expensive: a fitting dripping a cup an hour stays invisible until the ceiling below it starts to sag.

  • Grade the water first

    Clean supply water, grey appliance water and contaminated ground water take different equipment, different PPE and different disposal. The category is set before a single air mover is placed.

  • Map, do not guess

    Every affected room gets a thermal scan and pin-meter readings, plus a control reading from an unaffected room, so the dry standard is a number rather than a feeling.

  • Protect what stays

    Furniture goes up on blocks, textiles are sorted for cleaning or pack-out, and every item we move is photographed before it leaves the room.

Half the houses we open here have a leak that started months before anyone called. Opening the wall is the cheapest part of that discovery.

Kevin Ishida · Mold remediation lead
Project manager photographing thermal readings on a tablet while an insurance adjuster reviews a claim
Thermal scan and pin readings logged room by room across 98383, 98315
On the job

Response

Hour by hour: what a call in Chico, Silverdale actually looks like

We stage crews inside Kitsap County instead of dispatching from a distant yard, which is what makes a thirty-minute arrival real rather than aspirational. Dispatch stays on the line while you shut the water off, so the first technician already knows the source and the age of the house before the truck turns onto your street.

In Chico specifically, parking and access shape the plan as much as the water does. Silverdale Core, Tracyton, Central Kitsap and the surrounding blocks all sit on a regular route, so the crew already knows where a truck can stage and where the exterior shut-off usually is.

  • 0 – 5 minutes

    Call answered, truck rolling

  • 18 – 30 minutes

    Crew on site, source confirmed

  • Same visit

    Standing water extracted

  • Within 6 hours

    Containment and drying equipment set

  • 3 – 5 days typical

    Daily readings until dry standard

Hallway drying setup with orange air movers aimed at a flood cut, a dehumidifier and a zippered containment door
Containment, air movers and a dehumidifier set the same visit
On the job

Insurance

Who pays, and what a loss in Kitsap County usually costs

Documentation goes out the same day: source photos, a moisture map with readings by room, a written scope and a drying plan with a projected completion date. Files that arrive complete get approved faster.

Most losses here are sudden and accidental, which is the language policies use for burst lines, appliance failures and storm intrusion. The cause is what decides coverage, so the cause is the first thing we photograph.

  • One room, extraction and drying: $980 – $2,400 — most claims of this size are covered beyond the deductible.
  • Two or three rooms with a flood cut: $2,800 – $6,900 — includes cavity drying and reconstruction.
  • Whole floor with cabinetry and flooring: $6,500 – $16,500 — rebuild-heavy jobs depend on finish grade.
  • Category 3 or sewage-contaminated water adds containment, PPE and disposal, and it is never optional.
SeaTacRestore technician reading a moisture meter in a damp basement beside air movers and a dehumidifier
Daily readings against a control room until the structure meets the dry standard
Documented

Choosing a crew

Five questions worth asking any restoration company in Kitsap County

Restoration is one of the few trades where the customer cannot see the work being done: the wall is closed, the equipment runs overnight, and the invoice arrives after the fact. These are the questions that separate a documented job from an expensive guess.

  • Ask for the IICRC firm certification number and the technician certifications behind it — WRT, ASD and AMRT are the ones that matter on a wet structure.
  • Ask who is actually doing the work. Crews that subcontracted the drying out rarely control the daily readings, and the log is the first thing an adjuster asks to see.
  • Ask for the scope in writing before anything is torn out, with a drying plan and a target completion date attached.
  • Ask how the company bills. Direct billing to the carrier and a deductible credit written into the estimate are very different from a deposit request at the door.
  • Ask what happens if the structure does not dry on schedule. A company that re-checks readings daily and extends equipment at no extra charge is telling you the truth about how drying works.

We do not close a job because the floor feels dry. We close it when the meter agrees with the control room.

Hector Villanueva · Water division lead
Carpenter in a SeaTacRestore polo installing new drywall on a ceiling above freshly dried framing
Reconstruction handled by the same crew that dried the structure
Documented

Services available in Chico

Why Chico calls us first

30 min

Typical arrival in Chico, Silverdale

4.9★

1,284 local reviews

99.9%

Claims we write, approved

12k+

Homes restored since 2009

  • IICRC certified firm · WRT · ASD · AMRT · FSRT
  • WA Contractor #SEATARS812KD
  • Background-checked, badged crews

Dispatch covers every street in Chico, day or night. If we are past 30 minutes, the emergency response is free.

425 390 5911

24/7/365 · live dispatcher

Real jobs · drag to compare

A few of the Silverdale projects behind these pages. Drag any photo to compare the day we arrived with the finished room.

The same room in Bremerton after SeaTacRestore completed the mold remediation work
Joist mold in an open Kitsap crawlspace in Bremerton before SeaTacRestore arrivedBefore
After

Joist mold in an open Kitsap crawlspace

Bremerton · Mold Remediation

Bare soil drove humidity into the joists. Growth removed, joists treated and a sealed vapor barrier installed.

8 days on site$0 beyond deductible
The same room in Tacoma after SeaTacRestore completed the mold remediation work
Mold across a damp basement wall in Tacoma before SeaTacRestore arrivedBefore
After

Mold across a damp basement wall

Tacoma · Mold Remediation

No vapor barrier and a failed downspout kept the wall wet. Growth removed, wall treated, drainage corrected.

6 days on site$0 beyond deductible
The same room in Lynnwood after SeaTacRestore completed the mold remediation work
Mold on the wall behind a washing machine in Lynnwood before SeaTacRestore arrivedBefore
After

Mold on the wall behind a washing machine

Lynnwood · Mold Remediation

A slow hose leak soaked the wall behind the machine. Drywall replaced, framing treated, paint restored.

4 days on site$0 beyond deductible
The same room in Bellevue after SeaTacRestore completed the fire & smoke damage work
Candle fire in a second-floor bedroom in Bellevue before SeaTacRestore arrivedBefore
After

Candle fire in a second-floor bedroom

Bellevue · Fire & Smoke Damage

A candle ignited a nightstand and scorched the wall. Odour treated, drywall replaced, trim and paint restored.

12 days on site$0 beyond deductible
The same room in North End, Tacoma after SeaTacRestore completed the water damage work
Vanity supply line soaked a bathroom wall in North End, Tacoma before SeaTacRestore arrivedBefore
After

Vanity supply line soaked a bathroom wall

North End, Tacoma · Water Damage

A slow fitting leak travelled into the wall behind the vanity. Drywall opened, cavity dried, new finish and a fresh seal.

7 days on site$0 beyond deductible
The same room in West Seattle, Seattle after SeaTacRestore completed the storm & flood damage work
October storm flooded a finished basement in West Seattle, Seattle before SeaTacRestore arrivedBefore
After

October storm flooded a finished basement

West Seattle, Seattle · Storm & Flood Damage

A blocked window well sent muddy water inside. Contaminated material removed, disinfected, dried and rebuilt.

15 days on site$0 beyond deductible
Browse the full project gallery

Every project is our own work, photographed on site and approved by the homeowner.

Verified customer reviews

What Chico homeowners say

Reviews from this neighborhood and the streets around it, with the technician's reply under each one.

4.9

28 reviews on this page

  • 525
  • 43
  • 30
  • 20
  • 10
Reply rate
100% answered by the technician who ran the job
Verification
Every review is tied to a completed water damage restoration job

We do not delete the four-star reviews. If a job fell short, the reply below it says what we did about it.

Oct 2026

Tenants called about a wet ceiling on a Friday night. SeaTacRestore handled it, documented it and sent me a report I could forward to the owner on Monday without editing a word of it.

DEDana EriksenCentral Kitsap, Silverdale

Water damage restoration

Reply from the technician on the job

Thank you. Extraction gets the water you can see; the drying is what saves the floor. If anything starts to feel damp again, call the office and we will read it for nothing.

Hector Villanueva, Senior Water Technician

Hector VillanuevaSenior Water Technician

Sep 2026

What sold me was the readings. Every visit they showed me the meter against the dry wall in the hall so I could see the number coming down. Nobody else who quoted us offered to do that.

BPBlake PetrovCentral Kitsap, Silverdale

Water damage restoration

Reply from the technician on the job

Glad we got to it early. Timing is the whole job with a supply line. It is easy to be honest about a scope when the homeowner asks good questions, and you did.

Danielle Okoro, Response Director · Crew Lead

Danielle OkoroResponse Director · Crew Lead

Jul 2026

They finished on a Friday, the clearance reading came back Monday, and the rebuild started Wednesday. I have never had a contractor move a schedule that cleanly.

MVMiguel VossSilverdale Core, Silverdale

Mold remediation

Reply from the technician on the job

Thank you. Growth is always a moisture problem first, so we treat the source before the surface. If a neighbour ends up with the same problem, we are only a few minutes away.

Kevin Ishida, Mold Remediation Specialist

Kevin IshidaMold Remediation Specialist

Jul 2026

Mold across the bathroom ceiling from a fan that never moved enough air. They cleaned it, but more importantly they upsized and re-ducted the fan so it has not come back in two winters.

CSCole StrandCentral Kitsap, Silverdale

Mold remediation

Reply from the technician on the job

Thank you. Removing less material than another quote is only right when the readings support it. We would rather make one extra visit than have you live with a smell.

Kevin Ishida, Mold Remediation Specialist

Kevin IshidaMold Remediation Specialist

Jun 2026

Under the kitchen sink cabinet was completely gone. They replaced the bottom of the cabinet rather than the whole unit and it looks factory-new. Saved me a kitchen.

HCHannah CunninghamChico, Silverdale

Mold remediation

Reply from the technician on the job

Appreciate it. Containment is the part nobody sees and the reason the rest of the house stays clean. Call any hour if something changes — someone always answers.

Kevin Ishida, Mold Remediation Specialist

Kevin IshidaMold Remediation Specialist

Jun 2026

Water heater failed while we were at work. Forty gallons across the garage and into the utility room. They pumped it out, cut the wet drywall to a clean line and had a rebuild date booked before the adjuster even called.

AMAlicia MikkelsenSilverdale Core, Silverdale

Water damage restoration

Reply from the technician on the job

Thanks for calling us that late — those are the calls where an hour changes the outcome. If anything starts to feel damp again, call the office and we will read it for nothing.

Hector Villanueva, Senior Water Technician

Hector VillanuevaSenior Water Technician

Jun 2026

Basement wall had growth from a downspout that drained against the foundation. They fixed the drainage first, which is the part every other quote skipped.

BJBryce JankowskiTracyton, Silverdale

Mold remediation

Reply from the technician on the job

Thanks for asking the hard questions about what was safe. It made the scope better. We would rather make one extra visit than have you live with a smell.

Kevin Ishida, Mold Remediation Specialist

Kevin IshidaMold Remediation Specialist

May 2026

Containment was sealed properly with zippers and negative air, and they kept the air scrubber running the whole time. My family stayed in the house and nobody got sick.

LOLeah OrtegaTracyton, Silverdale

Mold remediation

Reply from the technician on the job

Thank you. Removing less material than another quote is only right when the readings support it. If anything starts to feel damp again, call the office and we will read it for nothing.

Kevin Ishida, Mold Remediation Specialist

Kevin IshidaMold Remediation Specialist

Apr 2026

The work itself was excellent — the drying, the rebuild, the finish. What cost them a star is that the crew arrived five hours after the window I was given, with no call. Once they were there, everything else was right.

NHNathan HaddadCentral Kitsap, Silverdale

Water damage restoration

Reply from the technician on the job

Appreciate the honesty. We were a day late finishing, and I would rather hear it than not.

Sierra Beaumont, Contents & Pack-Out Lead

Sierra BeaumontContents & Pack-Out Lead

Mar 2026

Basement took on water during the November storms. They pumped it, set up drying, and came back every day for a week including Thanksgiving morning. I did not expect that on a holiday.

SQSofia QuinnChico, Silverdale

Water damage restoration

Reply from the technician on the job

Thanks for calling us that late — those are the calls where an hour changes the outcome. Call any hour if something changes — someone always answers.

Hector Villanueva, Senior Water Technician

Hector VillanuevaSenior Water Technician

Mar 2026

Called at 4:40 in the morning and a person answered. Not a call centre reading a script, an actual dispatcher who knew the area and told me where to shut the water off while the truck rolled.

WCWesley CalderonSilverdale Core, Silverdale

Water damage restoration

Reply from the technician on the job

Thank you for the detailed note. Readings against a known-dry room are how we call a job finished. We would rather make one extra visit than have you live with a smell.

Danielle Okoro, Response Director · Crew Lead

Danielle OkoroResponse Director · Crew Lead

Feb 2026

The result is genuinely excellent — you cannot see where the work was. The job ran four days longer than quoted, and I had to chase for an update twice.

BJBryce JovanovicCentral Kitsap, Silverdale

Water damage restoration

Reply from the technician on the job

Four stars means we missed something on your job. Tell me what it was and I will fix it — that is the warranty, not a courtesy.

Hector Villanueva, Senior Water Technician

Hector VillanuevaSenior Water Technician

Showing 12 of 28 reviews for this area

Straight answers

Chico restoration questions

Local answers for Chico and the rest of Silverdale.

How fast can SeaTacRestore reach Chico?

Our yard is in Bellevue and Chico sits inside our normal Kitsap County route, so a stocked crew is on site in 30 minutes or less, day or night. If we arrive past 30 minutes, the emergency response is free.

Do you work with my insurance company in Chico?

Yes. We work with 40+ carriers, bill them directly, and hand over a documentation package built to the standard adjusters use: photos, thermal imaging, moisture maps, daily drying logs and an itemised Xactimate estimate. 99.9% of the claims we write are approved.

What should I do before the crew arrives in Chico?

Shut the water off at the main, kill power to any room with water near outlets, photograph everything before you move it, and lift furniture onto blocks. Do not run a household fan or shop vacuum on sewage, and do not bleach mold — both make the loss bigger.

Two white SeaTacRestore work vans with the SEATACRESTORE logo and 425 390 5911 on their side panels

It does not matter what time it is

Call. A truck starts moving before you hang up.

One phone call reaches a live Puget Sound dispatcher, any hour of any day of the year. We log the loss, stage the crew, and stay on the line while you shut the water off. Thirty minutes later somebody is at your door with equipment.

425 390 591124/7/365 · live dispatcher · 30-min response
99.9% insurance claims approvedFree inspection · no obligation1915 140th Ave NE #1699, Bellevue, WA 98005